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<div id="title"> <span><a href="/" id="sitetitle" target="_top">REAL ESATE IN ALBUQUERQUE/RIO RANCHO NEW MEXICO</a></span>
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<title>Albuquerque NM Homes for Sale and Real Estate by GERALDINE GONZALES, REAL ESTATE BROKER</title>
<meta name="description" content="Albuquerque, NM real estate and homes for sale in Los Lunas, Rio Rancho. Search for listings. Get free real estate reports, a market analysis of your home, area and mortgage info." />
<meta name="keywords" content="Albuquerque Real Estate, Rio Rancho Real Estate, ABQ Real Estate,Albuquerque Homes, Rio Rancho Homes, New Albuquerque Homes, New Rio Rancho Homes, New Mexico Homes, New Mexico Land" />
<h1 id="page">Mortgage 101</h1>
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<li id="nav4"><a href="/custom2.shtml"><span>Mortgage 101</span></a></li>
<li id="nav5"><a href="http://www.irs.gov/newsroom/article/0,,id=204671,00.html" target="_blank"><span>FIRST TIME HOMEBUYER $8000 TAX CREDIT INFORMATION</span></a></li>
<li id="nav6"><a href="/custom3.shtml"><span>RELOCATING TO NM</span></a></li>
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<li class="nav_item"><a href="/custom3.shtml"><span>RELOCATING TO NM</span></a></li>
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